Classic or Custom Car Insurance: Protecting Your Unique Vehicle
Owning a classic car or customizing a modern vehicle is an investment in time and money. You need an insurance policy that mirrors your efforts and ownership. At Westco Insurance LLC in Colorado Springs, CO, we can assist you in obtaining a policy that covers your car’s uniqueness while protecting you from liability in the event of an accident.
The Necessity of Classic or Custom Car Insurance
The state of Colorado mandates that all vehicles traveling on public roads have, at a minimum, liability insurance. This means you need to have at least a minimum liability policy on your vehicle. However, there’s more to it than just meeting legal requirements.
A classic or custom vehicle isn’t as easy to repair as a regular vehicle, as off-the-shelf parts may not be readily available. Repairing such vehicles requires a specialized repair shop capable of restoring damage to the body and engine and knowledgeable in sourcing or machining parts.
What Does a Classic or Custom Auto Insurance Policy Cover?
This type of insurance offers coverage for accidents, personal injury, medical payments, and underinsured/uninsured motorists. It also includes roadside coverage so that you can get a tow or other assistance. The major distinction from traditional auto insurance is that this coverage is based on the value of your vehicle and is tailored to its unique repair needs following an accident.
Secure the Coverage You Need to Safeguard Your Investment
At Westco Insurance LLC, we understand the challenges associated with insuring unique vehicles. We specialize in insurance coverage for classics, reproductions, antiques, and customized vehicles. Contact us today to discuss your vehicle, its unique features, and the type of coverage you’re seeking. We’ll help you find a policy that protects your investment and more.
