Colorado law does not require you to report every accident to the authorities. If there is no injury or property damage, there is no legal requirement to report. However, it may be better to have an official anyway. At Westco Insurance LLC, we understand how stressful it can be to be in an accident. We want to help our Colorado Springs, CO clients so they know what to do to protect themselves.
You May Not Realize You’re Injured
Being involved in a crash can cause you to get an adrenaline rush. You may not even realize you are feeling pain until long after you leave the scene of the accident. Stay at the scene and get a report so you have the other driver’s information. Then, get a medical evaluation as soon as possible to make sure.
Sometimes, People Are Dishonest About What Happened
Even if you believed that there were no injuries or damages, the other party involved may decide to blame you for injuries or damages that already existed. By calling out an officer to make a report, you can keep the story from changing.
When the officer makes a report, it will include information about the drivers, the vehicles, the weather conditions, how the crash happened, and anything else that is relevant. Don’t depend entirely on the officer, either. Take pictures and collect the names and numbers of the other drivers and witnesses.
Even people with the best intentions may get their stories wrong if they don’t document an accident immediately. Time passes, and it’s easy to forget things. If you have questions or want to discuss your auto insurance policy, please call Westco Insurance LLC in Colorado Springs, CO today.